The following presentations are a service of the Benefits department of BYU. For more information, contact the department at 422-4716.

Long Term Care Insurance (LTC)

Long term care insurance pays for services required if a person is unable to care for himself/herself due to injury, chronic illness, or disability.

• What is LTC?
• Purpose of LTC
• Myths about LTC
• What Does LTC Cost?
• Projected Future Costs of LTC
• Who Pays for LTC?
• Planning for LTC needs
• Plan Comparison Options
• MetLife LTC Insurance

Beneficiaries

Person named by the participant in an insurance policy or pension plan to receive any benefits provided by the plan if the participant dies.

• What is a Beneficiary?
• Which BYU insurance plans require beneficiaries?
• Which BYU retirement savings plans require beneficiaries?
• No Beneficiary Named
• What is probate?
• What if the "unthinkable" happens?
• Who do you want to receive your estate?
• Spouse as Beneficiary
• Minor Children
• Adult Children
• What if you do not have a spouse?
• Trust as Beneficiary
• Life Events
• Recommended Actions

Death Before Retirement

Learn what income and benefits are available to surviving family.