INSURANCE

Medical/dental insurance may continue at no cost for a one-year period for a surviving spouse and unmarried dependent children under age 26 if they were enrolled in the programs at the time of the employee’s death.  Details regarding eligibility to continue medical/dental insurance after the one-year period are available from BYU Benefits Services or from DMBA.

Group Term Life insurance and 24-Hour Death and Dismemberment insurance are not available to surviving spouses or dependent children following the death of an employee/retiree.

Surviving spouses of retirees may retain, without proof of insurability, the amount of Supplemental Group Term Life (SGTL) insurance coverage they had in effect at the retiree’s death ($5,000 - $25,000, with a maximum of $15,000 at age 75).  Surviving spouses of active employees may enroll in SGTL ($5,000 - $25,000) without proof of insurability if they had at least that much coverage in effect at the time of the employee’s death.   Surviving dependent children may keep $5,000 of coverage without proof of insurability if they were enrolled for $3,000 or $5,000 in SGTL at the time of the employee’s or retiree’s death.  Dependents enrolled for $10,000 may continue at that level.  Surviving spouses and children not enrolled in SGTL at the time of the employee’s or retiree’s death may apply for $5,000 of coverage by proving insurability.  They will be billed by DMBA for the premiums.

Upon receiving notification of the death of an employee or retiree, DMBA sends information and enrollment papers to the surviving spouse for the plans in which eligibility continues.

MASTER RETIREMENT PLAN

Master Retirement Plan eligibility is defined in the plan and is connected to eligibility at the time of death.  Details about the retirement plan are available from BYU Benefits Services or from DMBA.

SAVINGS PLANS

Ownership of the savings plans (Deseret Mutual Thrift Plan, Deseret Mutual Tax Sheltered Annuity Plan, TIAA-CREF Retirement Annuity Plan, TIAA-CREF Supplemental Retirement Annuity Plan, and TIAA-CREF Roth IRA Plan) will be transferred to the beneficiaries listed on file at DMBA and TIAA-CREF.  If no beneficiaries are listed, the funds will be disbursed by process of law.

ID CARDS

Surviving spouses remain eligible for activity privileges as outlined in the Identification (ID) Card Policy.  Dependent children remain eligible for ID card privileges as outlined in the Identification (ID) Card Policy until the age 30 or until they marry, whichever occurs first.

TUITION

If the surviving spouse and children were eligible for tuition benefits at the time of the employee’s/retirees death, eligibility may continue under the guidelines provided in the University Personnel Tuition Policy or contact BYU Benefits Services for more information.

PARKING

Surviving spouses may obtain campus parking privileges as determined by Parking Services.  Please contact Parking Services for specific details.

BRIGHAM YOUNG UNIVERSITY RESERVES THE ABSOLUTE RIGHT TO DEVIATE FROM THESE PROCEDURES.